Privacy Policy for Iron & Coin Academics

Iron & Coin Academics is committed to educating and empowering individuals with essential financial knowledge and skills. This privacy policy explains how we collect, use, disclose, and protect your personal data when you use our online platform, participate in our courses, workshops, or interact with our services. We value your privacy and are dedicated to adhering to applicable data protection laws, including the General Data Protection Regulation (GDPR).

1. Information We Collect

We collect various types of information to provide and improve our financial education services:

• Personal Identification Information: This includes your name, email address, postal address, phone number, and date of birth, which you provide when registering for courses, workshops, or creating an account on our site.
• Financial Information: For payment processing, we collect billing details and transactional information. Please note that we do not store sensitive payment card details; these are processed securely by third-party payment processors.
• Educational and Course Interaction Data: Information about the courses you enroll in, your progress, assignments, feedback, and certifications.
• Communication Data: Records of your communications with us, including emails, chat support, and inquiries.
• Technical Data: Information about your device and how you access our site, including IP address, browser type and version, operating system, referral sources, and interactions with our site (e.g., pages visited, time spent). This is collected through cookies and similar technologies.

2. How We Use Your Information

We use the collected information for the following purposes:

• To Provide and Manage Services: To process your registrations, deliver our financial literacy courses and workshops, manage your account, and provide customer support.
• To Personalize Your Experience: To tailor course recommendations, content, and communications to your interests and learning progress.
• For Communication: To send you important updates about your courses, service announcements, administrative messages, and information you have requested.
• For Marketing and Promotional Purposes: With your consent, to send you newsletters, promotional offers, and information about new courses or services that may be of interest to you. You can opt-out at any time.
• To Improve Our Services: To analyze how our site and services are used, understand user preferences, troubleshoot issues, and develop new features and offerings.
• For Security and Legal Compliance: To protect our site and users from fraud or unauthorized access, and to comply with legal obligations, requests from public and government authorities, and to enforce our terms and conditions.

3. Legal Basis for Processing Personal Data (GDPR)

We process your personal data based on the following legal grounds:

• Consent: Where you have given explicit consent for us to process your personal data for a specific purpose (e.g., for marketing communications). You have the right to withdraw your consent at any time.
• Contractual Necessity: Where processing is necessary for the performance of a contract with you (e.g., providing access to a course you have paid for) or to take steps at your request prior to entering into a contract.
• Legal Obligation: Where processing is necessary for compliance with a legal obligation to which we are subject (e.g., tax and accounting requirements).
• Legitimate Interests: Where processing is necessary for the purposes of our legitimate interests or those of a third party, and these interests are not overridden by your fundamental rights and freedoms (e.g., improving our services, preventing fraud, ensuring network security).

4. Disclosure of Your Information

We may share your personal data with third parties in the following circumstances:

• Service Providers: We engage trusted third-party service providers to perform functions and provide services to us, such as payment processing, hosting, analytics, customer support, and email delivery. These providers are bound by contractual obligations to keep personal data confidential and use it only for the purposes for which we disclose it to them.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal data may be transferred as part of that transaction.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
• With Your Consent: We may disclose your personal data to other third parties with your explicit consent.

5. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, and the applicable legal requirements.

6. Your Data Protection Rights (GDPR)

Under GDPR, you have the following rights regarding your personal data:

• The Right to Access: You have the right to request copies of your personal data.
• The Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• The Right to Erasure (Right to be Forgotten): You have the right to request that we erase your personal data, under certain conditions.
• The Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• The Right to Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
• The Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

To exercise any of these rights, please contact us using the contact details provided below.

7. Security of Your Data

We implement appropriate technical and organizational security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. We regularly review our security procedures to consider new technologies and methods.

8. Cookies and Tracking Technologies

Our site uses cookies and similar tracking technologies to enhance your experience, analyze site usage, and support our marketing efforts. You have the option to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Please note that disabling cookies may affect the functionality of our site.

9. Links to Other Websites

Our site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "last updated" date. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our services after any changes indicates your acceptance of the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy, your personal data, or wish to exercise any of your data protection rights, please contact us:

• Postal Address: Grangegorman Lower, Dublin, IE

This Privacy Policy was last updated on 23 April 2024.